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ATM frauds are becoming increasingly
common especially while there are a multitude of naïve card holders to be
victimized. Police are already on alert about the frauds causing theft of large
amount of cash. While the ATM users are increasing in India, the frauds are
also multiplying. It is quite easy for the scammers to steal and cheat the
confused new ATM card holders. Many of them are unaware of the different quick
ways that the scammers and frauds can vandalize the funds of the innocent ATM
card holders. Recently even in Kerala, Police nabbed gangsters indulging in ATM
frauds and robbed the innocent natives using advanced devices. These scammers
used spying devices to gain maximum information about the ATM cards of many
persons and easily victimized them.
ATM frauds are becoming the common crime
while a large fraction of the population is using ATMs extensively for drawing
money. The introduction of ATMs was welcomed eagerly by the urban population as
they were elated at the convenience of procuring and transacting money. Even
while the banks are not operating, the public could draw money whenever they
required. Moreover, as the frequency of the ATMs increased, it was easily
possible for the public to draw money wherever they are located or even
while travelling. ATM kiosks became rampant across the length and breadth of India.
Most public were delighted at the prospects of the development and found their
country developing parallel to the Western countries while multiplying ATMs and
shopping malls besides other necessary amenities. It became possible for the
public to collect their cash even while the banks were not functioning, be it
beyond their working hours or on holidays. The public could easily depend on
the ATMs even during odd hours to draw money.
ATM s soon became a necessity for the
public to collect the cash as they required. Many started depositing large
amount of cash in their account and drawing them through ATM debit cards for
its security and convenience. While earlier carrying stacks of currency
attracted crime, later the debit cards with high amount of cash attracted
thefts and frauds. Earlier, it was difficult for other persons to know the
amount of cash available in the ATM cards and this diverted crimes.
But later ATM scammers devised methods to
trace the confidential information of the ATM cards and they easily started
stealing the funds and victimizing innocent public. Now ATM users have to be
very careful if they want to safely draw cash from their bank accounts.
Here are some precautions that can
prevent ATM frauds.
·
Always keep your PIN
number confidential.
·
Do not communicate your
PIN to any other person
·
Do not write your PIN
on the back of your card
·
Keep a track of your
transactions
·
Inform the bank if
there are deductions besides your withdrawal
·
Do not give your ATM
cards to other persons
·
Carry your ATM cards
with you always.
